health care

The main goal of the health care reform in Bulgaria is to ensure high quality medical and dental care to the population. One of the ways to achieve this goal is to rebuild the doctor - patient relationship, to restore their mutual trust and to reestablish the "family doctor" institution.

The health insurance system in Bulgaria and all relevant social relations were introduced in 1998, as the Bulgarian Parliament adopted the Health Insurance Act. It is the legal basis for changing the Bulgarian healthcare system and for the introduction of both compulsory and voluntary health insurance in the country.

The Health Insurance Act established the National Health Insurance Fund (NHIF) as a public organization and set forth principles defining the relationship between NHIF and the health care providers. NHIF is responsible for the development, operation and management of the compulsory health insurance scheme in Bulgaria.

The compulsory health insurance is a system for social health protection of the population, which guarantees a package of health-related services, and is administered by the National Health Insurance Fund and carried out by its territorial divisions - the 28 Regional Health Insurance Funds. The voluntary health insurance is optional and is carried out by shareholder companies, registered according to the Commercial Law.

The Health Insurance Act also regulates the signing of the National Framework Contract between NHIF and the professional associations of the health care providers - doctors and dentists. The National Framework Contract provides for the parameters and procedures related to the functioning of the health insurance system as a whole. It defines the order, the contents and the payment of the health care activities and services to be provided to the insured population. The National Framework Contract is valid for one year, until the signing of the next one. The first National Framework Contract was signed on 27 April 2000.

ZPAD Bulstrad SA

The society deals with life insurance.
address: 1000 Sofia, 5 Pozitano sq., tel.: +359 2 9856610, fax: +359 2 9856103

Grawe Bulgaria SA

Company with 100% Austrian participation.
address: 1000 Sofia, 19 Vitosha blv., tel.: +359 2 9806358, fax: +359 2 9890034

Uniqa SA

Insurance stock company.
address: 4002 Plovdiv, 21A Tsar Kaloian str., tel.: +359 32 643882, fax: +359 32 641190

Victoria SA

Insurance company.
address: 1000 Sofia, 65 Ekzarh Iosif str., tel.: +359 2 9350853, +359 2 9807890

QBE International Insurance

Insurance company.
address: 1000 Sofia, 26 Bacho Kiro str., Platinium Business Center, tel.: +359 2 9301919, fax: +359 2 9301920

Municipal Insurance Company SA

Insurance company.
address: 1504 Sofia, 48 Yanko Sakazov blv., tel.: +359 2 9431182, fax: +359 2 9431192

Lev Ins SA

Insurance company.
address: 1612 Sofia, 41 Tsar Boris III blv., tel.: +359 2 9523323, +359 2 9533405

Interamerican - Bulgaria SA

Insurance company.
address: 1000 Sofia, 16 Sveta Nedelia sq. fl.5, tel.: +359 2 8013700, fax: +359 2 9867651

HDI Insurance

Insurance company.
address: 1000 Sofia, 99 Georgi S. Rakovski str. fl.12, tel.: +359 2 9309050, fax: +359 2 9879167

Euroins SA

Insurance company.
address: 1797 Sofia, 16 D-r G. M. Dimitrov blv., tel.: +359 2 9651525, fax: +359 2 9651526

Armeetz Insurance Company SA

Insurance company.
address: 1000 Sofia, 2 Stefan Karadzha str., tel.: +359 2 9811340, fax: +359 2 9811369

AIG Life SA

Life insurance company.
address: 1404 Sofia, 75 Balgaria blv., tel.: +359 2 8186200, fax: +359 2 8186201

Bul Ins SA

Insurance compnany.
address: 1000 Sofia, 17 Vitosha blv., tel.: +359 2 9621508, tel./fax: +359 2 9621789

Generali SA

Insurance company.
address: 1504 Sofia, 68 Kniaz Aleksandar Dondukov blv., tel.: +359 2 9267111, fax: +359 2 9267112

Unica - Jhivot SA

Insurance company.
address: 1000 Sofia, 8 Iskar str., tel.: +359 2 9359595, fax: +359 2 9359596

Generali Lifeinsurance SA

Life-insurance company.
address: 1527 Sofia, 68 Kniaz Aleksandar Dondukov blv., tel.: +359 2 9267311, fax: +359 2 9267312

DZI - General insurance SA

Insurance company.
address: 1000 Sofia, 3 Georgi Benkovski str., tel.: +359 2 9815799

Bulstrad Life SA

Life insurance company.
address: 1301 Sofia, 6 Sveta Sofia str., tel.: +359 2 9153010, fax: +359 2 9153050

SiVZK

Trade - union mutually insurance company.
address: 1000 Sofia, 1 Makedonia sq., tel./fax: +359 2 9804803, +359 2 4010407